Product Reviews

In-depth, independent reviews of 26 financial products across 10 categories.

Mortgage

Rocket Mortgage

4.8

America's largest mortgage lender with a fast online application process and competitive rates.

EDITOR'S PICK
FAST CLOSING
Credit Cards

Chase Sapphire Preferred

4.8

Premium travel rewards card with 60,000 bonus points and no foreign transaction fees.

EDITOR'S PICK
BEST TRAVEL
Investing

Fidelity Investments

4.8

Full-service broker with zero-fee index funds, excellent research, and retirement tools.

EDITOR'S PICK
BEST OVERALL
Life Insurance

Haven Life

4.7

Simple, affordable term life insurance backed by MassMutual. Apply in 20 minutes.

EDITOR'S PICK
FAST APPROVAL
Credit Cards

Amex Gold Card

4.7

Earn 4X on restaurants and groceries. $120 dining credit and $120 Uber Cash annually.

BEST DINING
HIGH REWARDS
Credit Cards

Capital One Venture X

4.7

Premium travel card with airport lounge access, 75,000 miles bonus, and $300 travel credit.

PREMIUM
LOUNGE ACCESS
Investing

Charles Schwab

4.7

Full-service brokerage with no minimums, commission-free trades, and physical branches.

BEST SERVICE
Bank Accounts

SoFi Checking & Savings

4.7

4.50% APY with no account fees and up to $2M FDIC insurance through partner banks.

HIGHEST APY
EDITOR'S PICK
Mortgage

Better Mortgage

4.6

No origination fees and a fully digital mortgage experience with instant rate quotes.

NO FEES
BEST VALUE
Life Insurance

Ladder Life

4.6

Flexible term life insurance you can adjust as your needs change. No hidden fees.

FLEXIBLE
HIGH COVERAGE
Credit Cards

Discover it Cash Back

4.6

5% rotating categories, cashback match first year doubles all rewards. No annual fee.

NO FEE
BEGINNERS
Student Loans

SoFi Student Loans

4.6

Refinance student loans with no fees and member benefits including career coaching.

EDITOR'S PICK
NO FEES
Personal Loans

SoFi Personal Loans

4.6

Borrow up to $100K with no fees and flexible repayment terms from 2-7 years.

EDITOR'S PICK
NO FEES
Retirement

Betterment

4.6

Automated retirement investing with tax-loss harvesting and personalized advice.

EDITOR'S PICK
AUTOMATED
Mortgage

SoFi Mortgage

4.5

Low rates with member benefits and no hidden fees. Great for high-credit borrowers.

LOW RATES
Life Insurance

Ethos Life

4.5

No medical exams, no blood tests. Get covered in 10 minutes online.

NO EXAM
INSTANT
4.5

Customize your student loan payments with flexible repayment options and skip-a-payment.

FLEXIBLE
HELOC

Figure HELOC

4.5

Get a HELOC in as fast as 5 days with a fully digital process. Powered by blockchain.

FASTEST
EDITOR'S PICK
Personal Loans

LightStream

4.5

Low rates for borrowers with excellent credit. Rate beat program guarantees best rate.

LOWEST RATES
Bank Accounts

Marcus by Goldman Sachs

4.5

High-yield savings from Goldman Sachs with no fees and no minimum deposit.

NO MINIMUM
TRUSTED
Retirement

Wealthfront

4.5

Smart automated investing with direct indexing and financial planning tools.

SMART INVESTING
Investing

Robinhood

4.4

Commission-free investing with fractional shares, crypto, and a sleek mobile app.

POPULAR
BEGINNERS
HELOC

Bethpage FCU HELOC

4.4

Low introductory rates with a credit union you can trust. No closing costs.

LOW RATE
NO COSTS
Crypto

Coinbase

4.4

The most trusted crypto exchange in the US. Buy, sell, and store 200+ cryptocurrencies.

MOST TRUSTED
POPULAR
Mortgage

LenderTree

4.3

Compare multiple lenders at once. Get up to 5 offers in minutes.

COMPARE RATES
Crypto

Kraken

4.3

Low-fee crypto exchange with advanced trading tools and staking rewards.

LOW FEES
ADVANCED