Fundeio
Updated Apr 8, 2026

Best Bank Accounts of 2026

Find high-yield savings and checking accounts that earn more on your deposits.. We've compared 2 options to help you find the best fit.

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Independent reviews
Rates updated daily
2 products compared
1

SoFi Checking & Savings

4.7 / 5
HIGHEST APY
EDITOR'S PICK
TRENDING

4.50% APY with no account fees and up to $2M FDIC insurance through partner banks.

4.50% APY
No account fees
$2M FDIC insurance
Early paycheck

PROS

High APY
No fees

CONS

No physical branches
Limited ATM network
2

Marcus by Goldman Sachs

4.5 / 5
NO MINIMUM
TRUSTED

High-yield savings from Goldman Sachs with no fees and no minimum deposit.

4.40% APY
No fees
No minimum
Goldman Sachs backing

PROS

Competitive APY
No fees or minimum

CONS

Savings only
No checking account

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