Updated Apr 8, 2026

Best Personal Loans of 2026

Get funded fast with personal loans from trusted lenders — fixed rates, no hidden fees.. We've compared 2 options to help you find the best fit.

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Independent reviews
Rates updated daily
2 products compared
1

SoFi Personal Loans

4.6 / 5
EDITOR'S PICK
NO FEES

Borrow up to $100K with no fees and flexible repayment terms from 2-7 years.

Up to $100K
No fees
Same-day funding
Unemployment protection

PROS

High loan amounts
Zero fees

CONS

Strict credit requirements
No co-signers
2

LightStream

4.5 / 5
LOWEST RATES

Low rates for borrowers with excellent credit. Rate beat program guarantees best rate.

Rate Beat Program
Same-day funding
No fees
Up to $100K

PROS

Lowest rates available
Rate beat guarantee

CONS

Requires excellent credit
No pre-qualification

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